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Best current account deals: HSBC brings back £175 cash reward for switchers

The banking giant has brought back its £175 golden hello for those switching to its Advance Account, and has also introduced sweeteners for its Basic and Premier bank accounts. In order to get the £175 upfront cash bonus, customers must switch to HSBC's Advance Account using the Current Account Switch Service, and pay in £1,750 a month.

I'm living life on the edge: old enough to draw a pension, but young enough to want to work -well, sometimes at least.

Why Tesco Bank's mortgage pain means you could save money

Fierce competition in the mortgage market has forced six lenders to shut up shop since the start of the year - but all the vying for business means that customers can get some great deals.

Four years ago, the Government brought in a rule change that had dramatic consequences for retirees.The reforms, known as 'pension freedoms', gave savers unprecedented flexibility.

Last year we revealed coin collectors would be handed the challenge of hunting down 26 new 10p coins, featuring an A-Z of what makes Britain great. So, what are they worth now?

EDITOR'S DEALS OF THE WEEK
For current account rewards and interest conditions may apply eg. using provider's full switching service, min deposits and direct debits. For savings, access maybe limited, min/max deposits may apply. See T&Cs. Representative example: If you spend £1,200 at a purchase interest rate of 18.95% p.a. (variable) your representative rate will be 18.9% APR (variable).

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FTSE CLOSE: Jamie Oliver's restaurant empire collapses; Tesco Bank bails quits mortgages

The UK bluechip index ended the day in positive territory, and the pound, having slipped towards $1.26 in the morning, rose again above $1.27 in the afternoon. In company news, Jamie Oliver's restaurant chains collapsed into administration, making around 1,000 staff members redundant. Nationwide has reported its annual profits slumped by 19 per cent, while retailer Halfords said its profits have slid 24 per cent. Elsewhere Tesco Bank has revealed it is quitting the mortgage market, with plans to end new lending and sell off the book.

The FTSE 250 company, which launched a strategic review of its construction business launched last month, said it will concentrate on its house building, water and highways businesses.

British Steel, its lenders and Whitehall officials have until Tuesday afternoon to agree a deal, at which point it could go into administration.

Turn your hobbies into a fortune and make money doing something you enjoy 

Getting paid to do something you love is a no-brainer. So why not try turning your favourite pastime into a prosperous career? Here, Leah Milner And Rosie Taylor speak to six inspiring entrepreneurs, all aged over 50, about how they have succeeded in doing just that. Pictured: In 2016, John, who is now 70, and his eldest daughter Clare Jackson, 42, bought a delicatessen in Aldeburgh, Suffolk.

High street giant NatWest denied it was reneging on a five year old pledge to no longer offer 0 per cent balance transfer credit cards to customers, as it announced today it was re-entering the market

Deborah Meaden's tips on how to be a successful entrepreneur

Dragons' Den star Deborah Meaden offers her advice on becoming a successful entrepreneur at any age. Despite turning 60 this year, Deborah has no intention of putting her feet up any time soon. We caught up with her after a long day of filming for the 17th series of the popular BBC show, which airs this summer. 'Retirement has never, ever crossed my mind,' she says. 'And I honestly can't imagine when or why it would. If you're doing the thing you love, why on earth would you want to stop doing it?'

Fraudsters promise high returns to those who invest in cryptocurrencies and forex, according to Action Fraud and the Financial Conduct Authority. Victims lost an average of £14,600 in 2018-19.

The 59-year-old's giant Equity Income fund has had its rating cut by Morningstar from 'bronze' to 'neutral' - the second-lowest level, above only 'negative'.

Customers are cancelling insurance they can no longer afford

Research has found that 38 per cent of people had cancelled one or more insurance policies over the past three years because they could no longer afford them. In in 56 per cent of these cases, cancellations occurred in the past 12 months. Respondents cited both a rise in the cost of insurance and a drop in income as their reason for cancelling.

DfT figures show that 17 people were killed and a further 147 were seriously injured during 2017 in accidents on Britain's roads in which a tyre defect was a contributory factor.

The numbers changing their supplier in April were up 34 per cent since April 2018 and the highest number ever recorded, according to data from Energy UK, a trade body.

Phil Spencer's ten tips to boost the value of your property 

Phil Spencer, who hosts popular TV shows such as Location, Location, Location, reveals some of his simple value-adding tips, such as naming your house and hanging mirrors. He notes that homeowners should also never underestimate the importance of 'kerb appeal' - as it's the first impression you get when you approach a property from the street. Freshly painted window frames will show that your home is well-maintained and dispel any buyers' fears that more serious problems lurk within.

In Wales, the average asking price of newly-listed homes breached the £200,000 mark for the first time on record last month, rising by 2.1 per cent, Rightmove's latest figures show.

Emily Evans bought her first doer-upper in Bridgwater, Somerset, aged 19, with her then boyfriend. They put down a £16,000 deposit and snapped up the Victorian semi for £160,000.

How to make your property pay without moving out

After decades of rising house prices, many homeowners have found themselves property rich but cash poor. Well, the good news is that you don't have to move out to turn your house into a cash machine, as these four entrepreneurial property owners show.

Do you still get the state pension if you go into a care home?

This is Money pensions columnist Steve Webb explains the rules, which depend on whether you pay fees yourself or if your place in a home is publicly funded. He also explains how whether you simply need help with basic needs, or nursing care as well, affects the financial situation.

Jaguar Land Rover racks up a record £3.6bn in losses as its diesel sales slump

Jaguar Land Rover racked up a record loss after diesel sales slumped - but insisted it is not trying to merge with French firm Peugeot. Britain's largest car maker swung to a £3.6 billion loss for the year ended March 31.

As shares plunged more than 23 per cent, the London-listed materials maker said Philip de Klerk will step down at the beginning of July, with chairman Daniel Dayan taking charge for now.

It is only the tenth firm to list on the main market this year, after many held off in the first quarter due to Brexit worries. Pure Gold will be making 267m of its shares available.

It came after boss Nick Budden and finance chief Mark Berry were handed £389,000 in bonuses for 2018, up from £371,000 the previous year.

PAI bought B&B for about £692 million three years ago, meaning it stands to recoup more than double its initial investment. The chain is based in France and has more than 470 hotels.

A lacklustre performance from Ryanair is not a great development for Thomas Cook. The Irish no-frills carrier unveiled its worst figures in four years.

Fund manager Schroders doubled down on a previous pledge not to support a bid by rival Non-Standard Finance to buy the doorstep lender.

MARKET REPORT: Stock at Theme park operator Merlin Entertainments tumbles by 6.7%

Theme park operator Merlin Entertainments was hoping the announcement of its first Madame Tussauds franchise would cheer investors. But instead, a double downgrade from analysts at HSBC rained on its parade as shares tumbled by 6.7 per cent, or 25.1p, to 350p. The first Tussauds franchise is set to open later this year in Prague. Though the waxworks brand already operates sites around America and Asia, as well as its famous London tourist attraction, the deal with the Wax Museum Prague is the first time Merlin will allow another business to use its name and know-how. The entertainment company hopes such deals will allow it to expand without having to spend as much buying property and employing staff.

The budget airline said it flew 142 million customers across Europe in the year to March 31, up 9 per cent on the previous year. However, profits dropped by a third.

The travel operator spent much of Monday reassuring customers on social media that they will still be able to go on their holidays.

Greenpeace activists yesterday blocked the entrances to BP's head office in central London, urging the firm to end oil and gas exploration.

Ashley offloaded his 4.8 per cent stake in Mysale, worth around £518,000 at current prices. The tycoons fell out earlier this year over Ashley's claims that Green was manipulating HMV's sale.

Best dividend funds and trusts for investors paying more than 4%

When a company cuts its dividend payments, it can send many a chill through the wallets of shareholders, especially when that income is apart of their financial armoury. Vodafone cut its payout this week and there are fears that other big payers could follow suit. So where should investors look now for reliable, well-covered income.

It's an investment strategy, overseen by Alasdair Mundy, that can take a while to generate results. Over the past five years, the fund's performance has failed to match the FTSE All Share Index.

At 60p and with the prospect of more dividend growth in the pipeline (provided the economy does not nosedive), the shares represent good value for money.

20 of the best money-saving deals to put an extra £10,000 in your bank account

Follow our definitive list of the 20 best deals right now and that cause the least trouble to achieve. No need to turn off the lights or live on bread and water. It is simply a case of searching for value for money in everything from your bank account to what you wear and how you keep fit. Read our list to check what we think are among the best deals out there, use our helpful money-saving tools and tell us if you know of a better deal.

Some insurers - such as VitalityLife - are doing their bit by now allowing customers to extend their financial protection cover beyond its normal end date.

Amazon's offer will target homes with a smart speaker - enabling people to ask a remote assistant such as Alexa to play their favourite music from an online library containing millions of tunes.

Jay Aston went from Eurovision glory with Bucks Fizz to skint and back

Jay Aston, pictured right, was one of the four members of the Eurovision winning British band Bucks Fizz, main picture, but after years with them she left in 1993. She says the fallout saw her lose her London home and end up on unemployment benefits. Since then she has picked things back up and once earned £1,000 for singing one song. Now Jay is back out touring with former bandmates Cheryl Baker and Mike Nolan.

Analysis of the car hire market by broker Zest Car Rental, confirms that bait rates are becoming commonplace, especially in Spain, a destination favoured by millions of British holidaymakers.

The 2019 Toyota GR Supra has been developed and built in collaboration with BMW and its Z4 roadster. RAY MASSEY travels to Spain to put it through the paces on the road and track.

TONY HETHERINGTON: Amazon took £1,000 for mystery gift cards

Amazon emailed to say it was putting my account on hold because my card issuer disputed an order for a large number of Amazon gift cards costing £1,000. I told Amazon I did not order the cards, nor had I received them. Amazon confirmed the order was cancelled, but then it collected the £1,000 from my account anyway.

How to get rich... by those who've done it: Now YOU can learn the secrets to making a

Many of us long to be rich, but assume it will never happen unless we win the lottery one day. But building up a fortune is not magic - rich people do not belong to an elite money-making club that is closed to the rest of us. The truth is that many well-off individuals are simply people who have worked hard, made some sensible decisions and benefited from a smattering of good luck. And the good news is, as Richard Branson says, it's never too late to start growing your wealth.

The time has come to put a spring in your finances. I'm going to take you through some straightforward steps to buff up your money so it works harder for you.

What tax reliefs could be axed to pay for John McDonnell's £48 a week basic income plan?

How does £48 a week for everyone in the country, rich or poor, sound to you? The idea of the state paying its citizens pocket money might sound far-fetched, but it's a possibility under a Labour Government if it wins the next election. The scheme is known as Universal Basic Income, and is an idea gaining increasing popularity among both those on the left and tech entrepreneurs in Silicon Valley

Hundreds of thousands of grandparents and other family members could be missing out on valuable credits towards the state pension worth around £250 a year in old age, new research reveals.

Based on the most recent figures available from HMRC for 2016-17, at £10,400 a year, Leicester West has the lowest average annual pension payouts of all 650 constituencies in the UK.

How can I make my upstairs neighbour put carpet back down to stop noise?

I can hear people talking, walking around and anything else that goes on up there, in both my living room and bedroom - and she is letting out a room on Airbnb, which is compounding the problem. I checked our lease and it says that she must keep the floors covered, but I don't know how I could enforce this.

Mrs M, 76, and her husband, Mr M, 81, who do not wish to be named, were shocked to learn their insurer had hiked their premium after it said their house had become at risk of flooding.

Applying for a mortgage is not the most straightforward of tasks, which is perhaps partly why a whopping 97 per cent of us used the services of a mortgage broker last year.

Secrets of traffic officers REVEALED

Want to get into the head of what it takes to be a traffic police officer and how they operate? That's what What Car? has done in an exclusive interview with a former traffic cop who has shone some light on the day-to-day demands of enforcing the law on our roads.

I have been testing it on the road in Spain and on the former F1 Spanish Grand Prix race track at Jarama, and it's a rather exciting and special motor that's easy to drive, forgiving and fun.

The number of driver details sold to private parking companies reached a new high last year, according to analysis of government figures.

Would being richer make you happy? This is Money podcast

There are no shortage of cautionary tales that tell us it is better to be happy than rich, but does it matter if some people have an awful lot more money than others? We dive into the snapshot of Britain that arrived with a new study into inequality, explain how to work out how rich you are and where you stand among Britain's earners, and discuss how to make things better.

With family health club membership often resembling a mini-mortgage, it might make more sense to turn part of your home into a private fitness centre.

Nicholas Rowland-Jones was told he bore responsibility for transferring money to a fraudster, but the FOS backed him after he found many similar cases to his dating back years

Which investment trusts pay the best dividends?

There are 31 investment trusts currently yielding at least 4 per cent, with some offering dividend yields as high as 6.3 per cent. This includes UK equity income stalwarts City of London and Edinburgh IT which are yielding 4.5 per cent and 4.6 per cent respectively. We reveal investment firm Stifel's list of the highest-yielding trusts so you can boost your income in a dismal low interest rate environment.

How much money do I need to save for my pension?

The amount you can save into a pension ultimately depends on what you can afford - but the longer you leave it the more you will need to save. We tend to put ambitious targets on our hoped-for income in retirement and then underestimate how much we will need to set aside to achieve that. So how much should you save?

Each week we pick out our favourite financial deals to slash your outgoings and make your money stretch further. This week it's savings accounts, a top travel credit card and best-buy mortgages.

Best stocks & shares Isas: Pick the best DIY investment platform

Choosing the right DIY platform is crucial but a wealth of choice and changes to charges have left many investors scratching their heads. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

We asked trusted experts to recommend the best funds that cover different investment sectors - and included This is Money's selection of active and passive options too.

Rightly or wrongly, some people simply want a quick, straightforward route map to investing in an Isa. To that end, this is our distilled guide to getting started.

When will UK interest rates rise?

Lower than expected inflation figures have added weight to expectations that interest rate rises will remain on hold throughout most of 2019. This combined with the Brexit extension is forecast to keep monetary policy steady, with rates held at 0.75 per cent. While unemployment is low and wages are rising, there are still concerns over Britain's consumer economy and business investment being stalled by continuing Brexit uncertainty.

Best mortgage rates: Compare fixed rate and tracker rate mortgage deals

The average two-year fixed rate mortgage rate has crept up by 0.13 per cent in the past month, possibly showing the first signs that the ongoing price war between lenders is drawing to a close.

Ten tips for buy-to-let: Essential advice for property investment

Buy-to-let is much tougher than it once was. But for many Britons the idea of investing in property still appeals, as they trust bricks and mortar and may feel that they can add value to a property. Read our top ten buy-to-let tips

Premium Bonds Winners

Prize Area Value of bond
£1,000,000 Kent £3,000
£1,000,000 York £5,000
£100,000 Central Scotland £20,000
£100,000 Kent £2,500
£100,000 Cornwall £5,000
£100,000 Kent £5,000
£100,000 West Scotland £5,000
£50,000 Kent £37,000
More May 2019 winners
View list of May 2019 winners
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